Pass Any Exam & Pay After Pass.
If your online proctored exam disconnects, your answers up to that point are saved, and you normally have a short window to reconnect and continue where you left off. Reconnect quickly and most sessions resume without lasting consequence. The outcome turns almost entirely on what you do in the next few minutes.
The instinct to close everything and restart the computer is the one to resist. That usually makes a recoverable situation worse.
The exam software loses its connection to the proctoring service and the session suspends. Your responses to answered questions are already recorded, so a disconnection does not wipe your progress.
Whether the timer keeps running depends on the vendor and the exam. Some pause the clock on a suspended session, some do not. Since you cannot tell from inside the situation, treat every second as if it counts and move fast.
A reconnection window measured in minutes is typical rather than generous, so the priority is speed over tidiness. Do not stop to investigate why the connection dropped, and do not restart your router unless you are certain that is the fault and you can do it in seconds.
Some situations end the exam regardless of how fast you act:
The important nuance is that proctors assess conditions, not intent. If you stood up and walked out of frame while the connection was down, that is recorded as leaving your seat, even though you could not see the proctor at the time. Stay in your chair, in view of the camera, while you work the problem.
If you got back in and finished, nothing further is needed unless your result is held for review.
If you could not resume, act the same day:
Documentation makes the difference. Before you leave your desk, write down the time it happened, how far into the exam you were, any error message, and what the proctor said in chat. Screenshot anything still visible. Requests supported by specifics succeed far more often than ones submitted a fortnight later from memory.
Where the fault was demonstrably on the platform side, a free rescheduled appointment is a reasonable expectation. Where it was your home internet or your power, outcomes vary by vendor, and the answer may be that you pay again. That asymmetry is the argument for prevention.
Most disconnections are avoidable with preparation that costs almost nothing:
A stability point worth understanding: the exam streams video and audio continuously, so your upload capacity matters as much as download, and brief dropouts hurt more than modest speed. A connection that passes a ten-second speed test can still fail over three hours. If yours is known to be flaky, a test centre removes the risk entirely.
The longer the exam, the more exposure you have to a single bad moment, and the more painful losing it is. For multi-hour, high-fee certifications, many candidates who have been disconnected once choose a test centre afterwards. That is a rational response rather than an overreaction.
Reconnection windows, timer behaviour, and retake policies differ between certification vendors and change over time. Confirm the rules for your exam in your vendor's candidate agreement before test day.

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